The following was included in TCTA's 2018-19 Survival Guide, the ultimate reference tool for Texas educators, and is current as of September 2018 but is subject to change.

The Teacher Retirement System of Texas manages pension funds for Texas public education and some higher education employees, and it oversees the health insurance programs for active members (TRS-ActiveCare) and retirees (TRS-Care). TRS is governed by a nine-member board of trustees, appointed by the governor and confirmed by the Texas Senate.

Many changes to TRS and its benefit structure have occurred in recent legislative sessions. These changes have made determining an individual employee’s retirement eligibility and benefits very complicated. We encourage TCTA members to call or email with general questions, or contact TRS directly for information about your specific situation.

TRS Topics

TRS Contributions
TRS Service Credit
Standard Retirement
Early Retirement
Disability Retirement
How to Calculate Your TRS Benefits
Partial Lump-Sum Option (PLSO)
Withdrawal of Funds

See also: TRS & Social Security