Legislators faced with the TRS-Care crisis during the 2017 legislative session chose a combination of additional funding and structural reform to keep TRS-Care solvent for the next few years. In addition to the below, the budget includes $350 million in supplemental funding for TRS-Care.

See premium rates and other plan details provided by TRS here.

  • Requires districts to increase their contribution from the current .55 percent of payroll to .75 percent (bringing in another $134 million).
  • Amends current law to remove the requirement that TRS provide at least one free level of health insurance coverage, so retirees will now be required to pay a premium.
  • Provides that retirees who are at least age 65/Medicare-eligible will no longer be able to select from three levels of health care coverage, but will instead be enrolled in a Medicare Advantage program with Part D prescription coverage.
  • Provides that retirees who are under age 65 will be enrolled in a high-deductible plan. The premium costs will be phased in over a four-year period. During the next four years, pre-65 disability retirees (who took a disability retirement prior to Jan. 1, 2017) will not have to pay a premium for coverage.
  • Pre-65 retirees will not have to pay for certain specified generic maintenance drugs. Other prescriptions will be full price until the deductible is met, after which the plan will cover 80 percent of the cost.
  • The new terms apply beginning with the 2018 plan year, which begins Jan. 1, 2018. Until then, current and new retirees will continue to enroll in the existing plans.
  • There is no "grandfather" provision; retiring early will not exclude an employee from these provisions.