The following was included in TCTA's 2020-21 Survival Guide, the ultimate reference tool for Texas educators, and is current as of September 2020 but is subject to change.

Per 2019 legislation, contribution rates to the TRS pension fund will increase over the next five years. 

Contributions to the Pension Fund (a percentage of salary)

  2020 2021 2022 2023 2024
State 7.5% 7.75% 8.0% 8.25% 8.25%
Active members 7.7% 8.0% 8.0% 8.25% 8.5%
School districts* 1.6% 1.7% 1.8% 1.9% 2.0%

*Districts also contribute at the state rate on salary paid above the state required minimum salary.

Employees contribute 0.65% of salary to the TRS-Care fund (retiree health insurance). The state contributes 1.25% of payroll, and school districts contribute 0.75%.

See also:

TRS Service Credit
Standard Retirement
Early Retirement
Disability Retirement
How to Calculate Your TRS Benefits
Partial Lump-Sum Option (PLSO)
Withdrawal of Funds
Retire/Rehire

See also: TRS & Social Security